Whether you're new to the area or just shopping for a better policy, our team of insurance experts is here to help you with all your insurance needs. Get in touch with us today and see for yourself why we're a trusted source for liquor liability insurance.
Liquor liability insurance is a type of insurance policy specifically designed for businesses that manufacture, serve, or sell alcoholic beverages.
It provides financial protection for a business in the event that the consumption of alcohol it sold leads to an accident, injuries, or damages for which the business is held legally responsible.
Bars, restaurants, nightclubs, breweries, and liquor stores are examples of businesses that commonly need liquor liability insurance. Basically, any establishment that sells or serves alcoholic beverages should consider this type of insurance.
Liquor liability insurance is crucial because most general liability insurance policies exclude claims related to the sale or service of alcohol.
Even in places where this type of insurance is not legally required, businesses that sell or serve alcohol expose themselves to significant risk without it.
An alcohol-related incident can result in substantial financial burdens due to legal fees, medical expenses, and other associated costs.
Liquor liability insurance provides a financial safety net, helping businesses manage these risks and continue their operations even in the face of such challenges.
In summary, liquor liability insurance is an essential investment for any business involved in the sale or service of alcohol, providing vital protection against the financial impact of alcohol-related incidents and claims.
Contact Frisby Fitzgibbon Insurance to find out how we can help you with your strategic objectives for you, your family, or your business. Our team is standing by to help you.